As the bankers lose foothold, and taxation get itself organized the regulators have already entered the fray assigning this task to the CFTC, because they are not sure if these are currencies, or securities. It is quite a kerfuffle.
Wells Fargo disallowed any new Crypto purchases through Coinbase a few months back, which has incredible irony because they had a blow up when it was discovered that internal company policy was to OPEN accounts without telling their customers. This is a reflection of a desperate centralized banking industry about to lose the monopoly on overcharging you and offering poor services. The run is over, and they took a huge worthless bite of baby boomers who trusted them.
A poll taken by FaceBook recently asked the 25-34 demographic the level of trust they had for banks, and 83% said they did not trust them at all, this demographic would rather go to the dentist then talk to a banker when solving problems or getting financial advice. This simple poll is the reason Robo Managers like XXYY are on track to replace Fidelity, Citibank and Chase as destinations for retirement funds.